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Why Non-QM Lending Matters

Why Non-QM Lending Matters

Oct 9, 2025

Non-QM lending opens doors for self-employed and credit-diverse borrowers. Discover how Carrington’s flexible solutions redefine modern mortgages. (157)

New York has always thrived on reinvention. Just as the skyline is a jagged record of ambitions past, today it writes its newest chapter — and, in 2025, the pen is guided not by fear, but by the confident hand of renewal.

Economic uncertainty often drives entrepreneurship, increasing demand for flexible mortgage solutions. As more lenders enter the non-QM space, self-employed borrowers have greater access to financing options that reflect their true financial health. With proactive engagement and tailored documentation, non-QM lending can open doors for those who don’t fit the conventional mold.

Carrington Mortgage Services, LLC (Carrington) is built for today’s real-world borrowers. From self-employed and real estate investors to credit-challenged and income-diverse clients, we specialize in serving those often overlooked by conventional lending guidelines. Giving Carrington the first look means more solutions, fewer hurdles and a Non-Stop path to the finish line. 

We offer Carrington Non-QM Advantages, a full Non-Stop Non-QM suite of flexible, smart mortgage solutions designed to help mortgage professionals expand their reach, grow their pipelines and deliver results fast. Backed by industry expertise, efficient and effective tools, responsive support and commitment to innovation, Carrington empowers partners to close more loans with confidence. 

Founded in 2007, Carrington is a subsidiary of Carrington Holding Company, LLC, a holding company with affiliate businesses that work in sync to provide a broad range of single-family residential real estate services across the United States. Carrington is licensed to lend in 49 states, plus Washington D.C.. Our breadth of products and services provides integrated and encompassing mortgage support to borrowers and investors. 

Non-QM starts with us. NMLS ID #2600. Equal Housing Lender. (www.nmlsconsumeraccess.org)


Carrington Mortgage Services, LLC